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Microf is a relationship based company that places top priority on the wants and needs of our customers. Our innovative rent-to-own strategy provides unmatched flexibility to consumers through quick response times and multiple payment terms and options. Microf helps restore the heating and cooling needs of the consumer with an affordable monthly payment through our extensive contractor network. 5 Things You Need to Know About Microf:


• We specialize in lease purchase options for residential replacement HVAC systems.

• We offer near-real-time Pre-Approval, Further Review, or Decline decisions.

We offer convenient and affordable monthly renewal payment options based on 36, 48, or 60 months to ownership.

• Customers can take advantage of meaningful monthly payment and early purchase option discounts.


Eligibility Requirements Microf’s program is designed for Homeowners that have an active bank account, and a steady source of income. Homeowners must also show that they have a comfort level with one of the flexible monthly payment options offered by Microf. It is that easy.


The following documents are accepted as verification of eligibility and are needed to complete the approval process:


• A completed online application - Application link

• Proof of income


For more information, please visit or call 855-MICROF1 (855.642.7631)


If you have any questions about quotes, pricing, or scope of work, then please call us (865) 234-0501. Use the form below if you would like to leave us a message or any other feedback.


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Need Financing?